When going on vacation, you want your time seamless, especially when shopping and paying for your hotel. A good credit card should offer travel rewards, insurance protections, and other additional perks. Here are five top vacation credit cards.
- Chase Sapphire Reserve
With the card, you earn 80,000 points for spending $4,000 in the first three months. This is $1,200 towards travel when redeeming points through Chase Ultimate Rewards. In addition, you can earn 10x points on car rentals and hotel bookings and 5x points on flights through Chase Ultimate Rewards.
- Capital One Venture Rewards Credit Card
There is a 75,000 miles bonus after spending $4,000 on purchases in three months after you have opened an account. After that, for every purchase, you get 2x miles, and there is no limit on the amount you can earn, and miles don’t expire for the account’s life. There is an annual fee of $95 and a regular APR of 18.99%-26.99%.
- Chase Sapphire Preferred Card
After spending $4,000 in the first three months, you can earn 60,000 bonus points, equivalent to $750, when redeeming through Chase Ultimate Rewards. You will also enjoy $50 Annual Ultimate Rewards Hotel Credit and 5x on travel through Chase Ultimate Rewards. Also, there is Trip Interruption/Cancellation Insurance, Lost Luggage Insurance, and Auto Rental Damage Waiver.
- Discover It Miles
Discover offers an unlimited match of miles earned at the end of the first year. There is no sign-up fee, maximum rewards, or minimum spending. You enjoy miles for miles match. For every dollar purchase, you earn unlimited 1.5x Miles. There is a 0% intro APR for 15 months, followed by a standard variable purchase APR of 14.99% to 25.99%. You can redeem miles to pay monthly payments.
- Ink Business Preferred Credit Card
After spending $15,000 on the card in the first three months, you will be eligible for 100,000 bonus points, equivalent to $1,000 cash back or $1,250 on travel for redeeming through Cash Ultimate rewards. You will earn three points for every $1 spent on travel and other businesses.