Whenever you need a loan, lenders want proof that you will be able to repay the loan. The same applies to credit cards that want proof of income, but some need proof of employment. Some credit cards don’t require employment checks, but you might need a good credit history.
- Milestone Mastercard
With this card, a less-than-perfect score is okay, and you get mobile account access 24/7. In addition, you get protection from fraud if your card is stolen. The annual fee is $35-$99, and the regular APR is 24.5%. Also, the issue’s pre-qualifying application shows your approval chances without impacting your credit score.
- Indigo Mastercard
This is another card for than perfect credit score, and no employment check is needed. If you qualify, you will not have to pay any membership, annual, or other fees to open an account. The credit limit for new cardholders is $300.
- Discover it Student Cash Back
For students with an employment check, this card offers unlimited cashback rewards. It is an ideal option for students looking to get their first credit card. The annual fee is $0; the credit needed is fair/new. There is a 0% intro APR on purchases for the first six months.
- Discover it Student chrome
This is another card that needs fair/new credit and offers students cash back. Its reward structure is simple and doesn’t need activation. Student needs a co-signer for them to be eligible for the card. There is a 0% intro APR on purchases within six months and a standard variable APR of 15.99%-24.99%
- Capital One Platinum Secured Credit Card
With the card, there are no hidden, and you can put in a refundable security deposit of $49 to receive a $200 initial credit line. You don’t need a new deposit to match the new credit limit. After making your first six payments, you will be eligible for a credit limit increase with no additional deposit required. The credit needed is limited/bad, and the annual fee is $0 with a standard variable APR of 28.49%.