If you are looking for an affordable place to retire with low humidity and no colder than 50 degrees during the day, you can think of the South. However, finding the perfect place to retire isn’t cheap, given the short supply and high demand. In the South, the winter temperatures are not so cold, and if you head to the mountains, the winter temperature will be cool for your requirement, which fits the profile of Hawaii. 

However, the cost of living in Hawaii is not below average, and you can think of the Oregon coast and some places in New Mexico and California. The decision on where to retire goes beyond weather and costs, and it includes amenities, the type of community you want, and many more. Here are three places to consider

Hiawassee, Georgia 

There is little data in this small town, and moving to Towns County, Ga., or Clay County across the state line in Northern Carolina means rural living. The counties 11,000 to 12,000 people, and around one-third is 65 years older. You will live in the Blue Ridge Mountains. The focus will be Chatuge Lake outside Hiawassee. Most importantly, the Appalachian Trails go through the area for those who love hiking. Median prices for homes are low and affordable. 

Placerville, California

Located at the Sierra foothills, the town has 11,000 people and meets the requirement of average winter highs in the 50 degree and low humidity in the summer. Summer temperatures can get up to the low 90s. One is above 65 years for every five residents, and there are some senior living communities here. The town is less than an hour from Sacramento, and considering property taxes in California are high, but there is no taxing social security.

Farmington, New Mexico

Farmington lies in the northwest of New Mexico, and humidity in the area is low. There is no rain or snow, and this can offset summer temperatures in the low 90s. Winter temperatures are in the 40s. The place is cheaper than Placerville, and the median home price is $185,000.