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The occurrence of an unanticipated financial emergency at a time when your credit card is almost maxed out and you cannot quickly access a bank loan is one of the worst nightmares for many people.

Emergency financial needs make a strong case for the existence of same day loans which just as the name suggests, are loans that can easily be applied for and secured within the same day. Many lenders have joined this space, which means that users are have various lenders to choose from. Here are some of the best same day loans that are available via the internet.

  1. BillsHappen

Like many same-day loans, this lender provides short-term loans within a short period usually within the same day of application. Applicants are provided to provide some personal information such as their bank account information, personal number, social security number and a valid driver’s license. Applicants are required to be U.S citizens over 18 years old. You can apply for as much as $5,000 from BillsHappen.

  1. CashUSA.com

This website provides quick loans ranging from as low as $500 to as high as $10,000, and is one of the most flexible same-day loan providers. This flexibility is evident from the higher range of loan offers to the repayment period. Borrowers can set up extended payment plans that may last as long as 6 years. However, as with most loan services, the higher the loan repayment duration, the more you end up paying.

Applicants can benefit from these loans regardless of their credit type and a response after application can be received within minutes. If the loan is approved, the loan is sent directly to your account. Applicants must be 18 years old or more, have a checking account, be U.S citizens and earn at least $1,000 every month after tax.

  1. MoneyMutual

This lender has been gaining popularity because it has a large group of partner lenders that offer loans to lenders regardless of whether they have a good or poor credit score. The platform offers up to $2,500 which can be approved within 24 hours and wired to your account. The platform has more than 2 million users and the application process is easy.

Applicants must be more than 18 years old to apply. Some other qualifications include proof of employement earning at least $800 per month and a checking account.

  1. CreditLoan

This service is a favorite for individuals looking for quick approval loans. You can borrow as little as $250 an as much as $5,000. It has been around since 1998 and has served more than 750,000 customers. You can secure a loan from this service even if you have a poor credit score. If approved, the money is deposited into your account.

There are various factors to be considered when deciding whether the applicant is eligible. For example, you should have a checking account, proof of employment and obviously be more than 18 years old. It even considers individuals who have filed for bankruptcy in the past, but will likely turn down your request if you have bankruptcy filing is still ongoing.


Same-day loans are ideal for emergency purposes. Unfortunately, they attract high interest rates, which means they are not ideal as a regular go-to.