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Aging is inevitable, and with it comes the necessity of having health coverage because of the unforeseen health issues that may make medical care to be expensive. Plan F, which is the most popular Medicare supplement plan that has been around for decades is likely to go away next year. With the Medicare supplement plans changing continuously and Plan F likely to go away, seniors are likely to be affected.

Plan F to disappear from 2020

Medicare Plan F also is known as Medigap Plan F is a supplemental plan that is meant to fill gaps in Medicare Coverage. Plan F provides healthcare benefits that ensure the needs of seniors are covered. Plan F offers some of the most inclusive benefits, although there are still some out-of-the-pocket expenses.

Plan F is going away as part of the changes that are made by Congress to Medicare supplement plans. The plan will be phased out as a result of the 2015 Medicare Access and CHIP Reauthorization Act. Congress moved to make the changes to ensure that doctors are fairly paid when they have appointments with Medicare patients. Congress was trying to fix payments of doctors so that they could remain in the Medicare program and go on with attending of patients.

With Plan F going away, seniors should now start thinking of taking action to adjust their Medicare coverage, especially those who are already in the plan. For those currently enrolled they will still maintain the plan, and the going away of Plan F should not change their coverage. For those who are eligible for Medicare before next year, they can still purchase Plan C and Plan F.

Seniors to get other supplement plans

For those who will be eligible after January 1, 2020 they can consider other supplement plans. Regardless of the current Medicare coverage, it is vital for seniors to research on the available Medicare plans because sometimes, when there are changes prices can increase. Equally, new supplement plans are expected to replace Plan F. seniors are advises to compare prices and levels of coverage of the supplement plans to ascertain if they need additions or any changes.